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Tagged : Belgrade Real Estate

Found 68 blog entries tagged as "Belgrade Real Estate".

heartmontanasmall2015_384_01Heart of Montana Realty is ready to serve your real estate needs. 13 qualified agents to assist you. What better time to buy than now? Low interest rates, new inventory, and increasing prices. Give us a call today! 406-587-8832 or check out our inventory at

782 Views, 0 Comments - When you’re searching for your perfect home, you have different types of houses to choose from. Each has its upsides and downsides. Depending on your needs, you might prefer one of the following:

  • A single-family home
  • A multifamily house
  • A condo
  • A duplex

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692 Views, 0 Comments - Having your offer accepted feels great—but for most home buyers, it’s just the beginning. There is still a lot more to be done before you’re over the front threshold. Here’s a rundown of what comes next.

1. Apply for a loan

Unless you’re paying in cash, you’ll need to apply for a mortgage loan (if you’re already pre-approved, good for you). If you’re not pre-approved, meet with at least two or three lenders and compare their loan options. Be prepared to ask questions, and be completely open with the lenders about your finances.

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841 Views, 0 Comments - In many parts of the country , the busy spring home-buying season is already underway—March typically ushers in a significant increase in home searches online. This year, even more people than last year are jumping into the search process as a result of improving financial circumstances, like a new job, or life events, like a new baby.

That said, many users of this website report that it’s still difficult to find a home that fits their needs and budget. That means this process may take longer than you expect. So, like the Fed keeps telling us, be patient. And be prepared.

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787 Views, 0 Comments - There are a lot of things you can’t control in the home-selling process. You can’t force people to come see your home or make an offer on it. But you can make sure to take care of some easy repairs that would otherwise turn off prospective buyers. Look around and make sure you haven’t ignored any of these 10 repairs that can make a buyer think twice about your asking price.

1. Paint colors that just don’t blend in

2. A front door that’s not inviting

3. A busted doorbell

4. Tattered window and door screens

5. Depressing landscaping

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481 Views, 0 Comments - The good news about shopping for mortgages is that you have lots of options. Here’s a look at one of the many questions you’ll have to consider: Is an adjustable rate or fixed rate mortgage best for you?

Many home buyers focus on finding the lowest mortgage rate at the time they’re buying their home, and a five-year adjustable rate mortgage (ARM) often looks quite appealing to them. But it’s important to understand that an ARM rate adjusts at the end of the initial term. For example, a five-year ARM only has a fixed rate for the first five years; then the rate adjusts once per year for the next 25 years. This could be a good option if you plan to be in the home less than five years.

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590 Views, 0 Comments - Home prices are up. Mortgage rates are low. Housing supply is stretched thin. Suffice it to say—it’s a tight market.

And in a tight market, the conventional wisdom is to price your house a little lower than its actual value, in the hopes of sparking a bidding war that will result in an above-market sale price.

Not so fast! Homes priced higher might end up selling even higher, according to a study published in the Journal of Economic Behavior & Organization.

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475 Views, 0 Comments - Just when we think we have the necessary funds to make even the minimum 3% down payment, we’re slapped with another round of expenses: closing costs. 

Closing costs typically amount to 3% to 6% of the purchase price. Why the broad range?Taxes. Buying a house means paying taxes and sometimes transfer fees upfront, at the closing. While there are settlement costs that go to your attorney, title insurance company, and lender, the biggest beneficiary is the government—city, county, and state.

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