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Your Proposed Mortgage Rate Isn’t Always the Final One

Posted by Bonnie Martin Designated Broker on Friday, October 24th, 2014 at 8:23am. - The mortgage rate first proposed by your lender isn’t guaranteed to be the rate you receive at closing. Mortgage rates change daily, and it takes time for the mortgage process to finish.

If you don’t lock in your rates during the closing process, they will change. But that doesn’t mean you should always lock-in on the first proposal.

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