Tagged : Montana Mortgage

Found 6 blog entries tagged as "Montana Mortgage".

bank__olegdoroshin_450zillow.com - It never hurts to ask — or does it? Here’s what you need to know about how credit checks can affect your mortgage rate.

Almost all home buyers know that higher credit scores mean lower mortgage rates, so it’s no surprise that one of the top questions home buyers ask is: will shopping for mortgage rates lower my credit scores?

The short answer is “No.” But only if you manage your mortgage shopping process correctly. Here’s how to preserve your credit score while shopping for the best rates.

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bank__olegdoroshin_450realtor.com - Pre-approval may be the first step towards getting a mortgage, but you’ll need to get some things in order first.

When you’re ready to start the home-buying process, begin by following this pre-pre-approval checklist—and you’ll be in a great position to secure the mortgage you need to buy the home you want.

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Photo:  ©[Oleg Doroshin]/123RF.COM

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bank__olegdoroshin_450realtor.com - The mortgage rate first proposed by your lender isn’t guaranteed to be the rate you receive at closing. Mortgage rates change daily, and it takes time for the mortgage process to finish.

If you don’t lock in your rates during the closing process, they will change. But that doesn’t mean you should always lock-in on the first proposal.

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bank__olegdoroshin_450homes.yahoo.com - Do you carry debt and worry that it may stop you from buying a home someday? Well, you're not alone.

 

"An alarming 35 percent of people with credit files have debt in collections," according to a July 2014 report by the Urban Institute, a nonprofit organization that conducts research on social and economic policy.

If you're in that group, it's important to know how that will affect your ability to get a mortgage and even more importantly, what you can do to lessen the impact.

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Photo:  ©[Oleg Doroshin]/123RF.COM

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bank__olegdoroshin_450realtor.com - Picking out the perfect home can be a challenging task. But that’s only the first step.

You still need to be an attractive loan candidate, navigate the mortgage process and plan well for the future.

Since all that can get a little tricky, many home buyers made mortgage mistakes that cost them dearly.

In order to avoid some of the biggest missteps, you should first know what they are.

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Photo:  ©[Oleg Doroshin]/123RF.COM

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interest__max5128_450zillow.com - Mortgage rates for 30-year fixed mortgages rose again this week, with the current rate borrowers were quoted on Zillow Mortgage Marketplace at 4.18 percent, up from 4.14 percent at this same time last week.

The 30-year fixed mortgage rate hovered between 4.17 and 4.21 percent for the majority of the week, spiking to 4.27 percent on Wednesday before dropping back down to 4.18 percent on Thursday.

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