Tagged : Montana Broker

Found 21 blog entries tagged as "Montana Broker".

houseinfingers_lehui_450zillow.com - If you’ve been out there house hunting, you’re likely aware of the many challenges and obstacles that come with the territory. A major factor driving this fiercely competitive market is the lack of for-sale inventory, especially in the lower end.

Want to have the upper hand? Here are some ways to gain that competitive advantage.

Find properties before everyone else does. Make an all-cash offer.  Write a personal letter.

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construction_adamvilimek_450realtor.com - Every home has shortcomings, even that adorable cottage you swooned over at first sight or that house with the majestic views you can still picture with your eyes closed.

It did have the bathroom tiles that were wiggling loose. Its closets were smaller than you had hoped. The weeds in the backyard needed to be whacked. And its water heater seemed to be making strange noises.

But which shortcomings can you deal with, and which ones are deal-breakers?

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houseinhand_voronin_450realtor.com - The polar vortex is proving to be no sweat for home buyers, according to the latest National Housing Trend Report from realtor.com®.

Despite severe winter weather conditions across the nation, the 2014 home buying season got off to a good start with a year-over-year increase in inventory and sustained growth in home prices.

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interest__max5128_450zillow.com - Mortgage rates for 30-year fixed mortgages rose again this week, with the current rate borrowers were quoted on Zillow Mortgage Marketplace at 4.18 percent, up from 4.14 percent at this same time last week.

The 30-year fixed mortgage rate hovered between 4.17 and 4.21 percent for the majority of the week, spiking to 4.27 percent on Wednesday before dropping back down to 4.18 percent on Thursday.

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sale_chris_boswell_450zillow.com - In some ways, the buyer-real estate agent relationship is similar to a romantic one. In either situation, the relationship’s success or failure depends a lot on picking the “right” partner from the beginning. Chemistry and communications also play an important role.

Here’s how you can find the best real estate agent “match” and nurture that relationship to achieve your goal: buying your dream home.

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Photo:  ©[Chris Boswell]/123RF.COM

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menhouse_sellingpix_450zillow.com - Before any lender will loan you money to buy or refinance a home, the lender will attempt to get some idea of what the property is worth. After all, the real estate serves as the collateral that you will be putting up to secure the loan.

Typically the lender will order an appraisal report. The value returned on this report will determine how much the lender is willing to lend.

Here is a simple guide to help you understand this sometimes very confusing document.

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bank__olegdoroshin_450money.cnn.com - The foreclosure crisis is showing signs that it's finally fading away.

The number of new foreclosure filings -- which includes default notices, auctions and bank repossessions -- dropped 15% to a total of 113,454 properties in November, according to RealtyTrac, an online marketer of foreclosed properties.

That was the biggest monthly decline since November 2010, and foreclosure filings are now at the lowest level since December 2006. From a year ago, filings are down 37%.

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livingroom__karammiri_450realtor.com - You’ve moved on up. You made apartment living a thing of the past. Or you found a way to trade that small, starter home for a larger model.

Finally, room to stretch! But also, more space to fill.

All those fabulous Pinterest finds and that living room of your dreams take time, and money, to assemble. Follow these tips to keep your sanity and your budget in line when sizing up:  Don’t Buy Until You’ve Bought, Live First, Buy Later, Budget, Budget, Budget, Invest in Basic Tools, Hit the Most-Used Rooms First, Keep Things Moving, Retain Those Small-Space Habits, and Retain Those Small-Space Habits.

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interest__max5128_450To get the lowest mortgage rate available, just how good does your credit score have to be?

Try 740 and above, out of a possible 850. Unfortunately, that figure, from a study by mortgage-info firm Zillow.com, relegates a lot of would-be borrowers to the sidelines. Zillow says just 40.3% of Americans have such enviable scores. The industry has tightened up — in 2010, bottom-rate loans required a score of 720, a threshold met by 47% of potential applicants.

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Wall Street Journal - More than half of all homes sold last year and so far in 2013 have been financed without a mortgage, according to an analysis by economists at Goldman Sachs Group.

The analysis estimates that around 20% of all homes sold before the housing crash were “all-cash” sales (or around 30% of sales by dollar volume). But over the past seven years, the all-cash share of sales has more than doubled, increasing by more than 30 percentage points, according to economists Hui Shan, Marty Young and Charlie Himmelberg.
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