Tagged : Livingston mortgage

Found 3 blog entries tagged as "Livingston mortgage".

bank__olegdoroshin_450zillow.com - It never hurts to ask — or does it? Here’s what you need to know about how credit checks can affect your mortgage rate.

Almost all home buyers know that higher credit scores mean lower mortgage rates, so it’s no surprise that one of the top questions home buyers ask is: will shopping for mortgage rates lower my credit scores?

The short answer is “No.” But only if you manage your mortgage shopping process correctly. Here’s how to preserve your credit score while shopping for the best rates.

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bank__olegdoroshin_450realtor.com - The mortgage rate first proposed by your lender isn’t guaranteed to be the rate you receive at closing. Mortgage rates change daily, and it takes time for the mortgage process to finish.

If you don’t lock in your rates during the closing process, they will change. But that doesn’t mean you should always lock-in on the first proposal.

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bank__olegdoroshin_450homes.yahoo.com - Do you carry debt and worry that it may stop you from buying a home someday? Well, you're not alone.

 

"An alarming 35 percent of people with credit files have debt in collections," according to a July 2014 report by the Urban Institute, a nonprofit organization that conducts research on social and economic policy.

If you're in that group, it's important to know how that will affect your ability to get a mortgage and even more importantly, what you can do to lessen the impact.

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Photo:  ©[Oleg Doroshin]/123RF.COM

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