Tagged : home buyer

Found 22 blog entries tagged as "home buyer".

moneyhouse_oleg-doroshin_450realtytimes.com - There's one piece of advice that every real estate agent on earth will tell you - "If you overprice your home, it will take longer to sell and sell for less money."

Yet, sellers ignore them, and overprice their homes anyway, hoping their home will be the one to defy market physics. Why do they do it?

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sale_chris_boswell_450When you’re looking for a house, you want your credit history and your income to speak for you—not things like your race, gender or age.

While there are laws to protect buyers from discrimination by lenders, you still should be aware of your home buyer rights—especially if you think a lender may be ignoring them.

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livingroom__karammiri_450_01zillow.com - Whether you’re a new home buyer or longtime homeowner you’re likely familiar with the lackluster ambiance of an outdated room. It’s challenging to determine which interior design element causes that undesirable feeling. Is the space insufficiently lit, overwhelmed by hardwood accents, flooded by a dusty odor or cloaked in an old-fashioned color scheme?

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photo:  ©[Karam miri]/123RF.COM

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moneyhouse_oleg-doroshin_450realestate.msn.com - Home sellers naturally don't want to make repairs to a home they're about to vacate. But homebuyers, equally naturally, want their dwelling to be perfect. So, who's right?

Usually, buyers and sellers negotiate a compromise that allows their transaction to move forward.  But not always, says Kent Temple, broker and owner of Keller Williams Realty - The Temple Team in Mooresville, N.C.

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interest__max5128_450homes.yahoo.com - If you don't have 20 percent to put down on a new home, that doesn't mean you can't buy one. Does that surprise you? Then listen to this: there are all kinds of strategies for prospective home buyers who can't get the cash together for the traditional 20 percent down.

In fact, homebuyers could get a loan with as little as 3.5 percent down through the Federal Housing Administration, says Joe Parsons, senior loan officer with PFS Funding in Dublin, CA and author of "Growing Equity: A Guide for the Hopeful Investor." 

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homes.yahoo.com - Remember the 10 percent down payment on a house? After virtually disappearing for years, it's back.

Around the country, some lenders are offering 90 percent financing again on all loan types. For example, San Francisco-based RPM Mortgage resumed offering "piggyback" loans in the first quarter of 2013 after discontinuing them during the height of the credit crisis in late 2007, according to Vice President Julian Hebron. (A piggyback loan enables a home buyer to put only 10 percent down without having to buy mortgage insurance. This is done by getting two loans totaling 90 percent.)

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realestate.msn.com - To many buyers, a house that's been on the market a long time must have hidden problems. And that could lead to unnecessary and endless price reductions. Luckily, even in a distressed market, there are ways to prevent roots from sprouting under the 'for sale' sign.

To get a sense of what we mean, see the five tips below, all from experienced agents who say these are areas where home sellers often need some persuading.  1. Price it right; price it low 2. Try a fresh sales approach  3. Don’t try too hard to fight the market 4. Remember, renovations aren't a magic bullet 5. Don’t, repeat don’t, skip the online sales push

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The housing market has been undergoing significant improvements in the past year, and that trend is reflected in a variety of ameliorating real estate statistics, including the still-growing number of home sales.

The number of pending home sales seen through the end of May increased 6.7 percent from April and 12.1 percent on an annual basis, bringing the current level seen nationwide to its highest point since December 2006, just prior to the start of the housing meltdown beginning in earnest, according to the latest Pending Home Sales Index from the National Association of Realtors.

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homes.yahoo.com - Jumping into the housing market is a lot like trying to catch the next big wave: You never know if you're going to be able to ride it through successfully or get caught in the undercurrent and wipe out.

 These days, news of rising mortgage interest rates combined with a tight housing market and ever-increasing home prices are keeping many standing on shore, as they try to figure out the best time to take the plunge. 

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When you are making the biggest purchase of your life, it helps to have a trusted professional on your side. A Realtor® is more than a real estate agent; Realtors have training in ethics for both their dealings with the public and with the real estate community. The Realtor Code of Ethics is the cornerstone of the National Association of Realtors ethics training. It guides Realtors and also shows the public the level of commitment, education and dedication to their profession that each member of NAR possesses.

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