Tagged : Cash Buyers

Found 3 blog entries tagged as "Cash Buyers".

housemoney_volff_450zillow.com - Even as the share of all-cash sales falls in many areas, it’s pretty clear that cash is still king, especially at the lower end of the market. This makes it more difficult for traditional buyers to compete with cash offers, especially in a tight inventory environment. So who are these cash buyers, and where are they located?

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moneyhouse_oleg-doroshin_450realestate.msn.com - In many real estate markets, there's a lot of talk about cash buyers. These buyers have a reputation for swooping in and "stealing" homes out from under other buyers, simply because someone with cash doesn't need a loan. Regular buyers relying on credit are often intimidated by what appears to be a "lose-lose" situation. They assume that if they need a loan, they can't compete. 

The truth is, someone buying a home with credit can still compete against cash buyers and win. Do you have a 20 percent down payment? Are you well employed? Do you have cash reserves in addition to your down payment? Do you have very little debt? Do you have good credit? If so, your purchase should be as bulletproof as a cash buyer's.

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Buying a home with cash has definite advantages in today’s market. National Association of Realtors® research on cash sales shows that about 30 percent of residential sales are cash transactions. Among investors and international buyers, more than 70 percent of properties are bought outright. If you can afford to buy up front, the advantages are many:

  • Sellers are likely to favor buyers who can pay in cash.  
  • The home price may be reduced for those who pay in full up front.  
  • All-cash purchases streamline the home-buying process: No loans means less paperwork and no delays for mortgage approval.
  • Cash buyers can save money on closing costs, bank appraisals, mortgage applications and fees, title insurance, and so on.
  • Cash purchases eliminate the
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