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Tagged : basic necessities

Found 1 blog entry tagged as "basic necessities". - You already know that your credit score is important when you’re buying a home. Your credit score isn’t just about how much credit you have and whether or not you pay your bills; it’s also about how you use the credit you have. Your credit-utilization ratio reflects how much of your available credit you regularly take advantage of.

Credit is a convenience, not a cash substitute, and that convenience has a cost. If you are using credit to meet your financial wants and needs on a regular basis, you may be on a dangerous path. If you find yourself having to use credit cards to meet your basic necessities of food, shelter and transportation, then stop and take a closer look at how you are conducting your life. Chances are if you don’t have

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