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Can Shopping Around for a Mortgage Keep You from Getting One?

Posted by Bonnie Martin Designated Broker on Wednesday, November 19th, 2014 at 10:17pm. - It never hurts to ask — or does it? Here’s what you need to know about how credit checks can affect your mortgage rate.

Almost all home buyers know that higher credit scores mean lower mortgage rates, so it’s no surprise that one of the top questions home buyers ask is: will shopping for mortgage rates lower my credit scores?

The short answer is “No.” But only if you manage your mortgage shopping process correctly. Here’s how to preserve your credit score while shopping for the best rates.

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Photo:  ©[Oleg Doroshin]/123RF.COM

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