Are you covered by home insurance if disaster hits? Don't count on it

Posted by Bonnie Martin Designated Broker on Monday, October 28th, 2013 at 7:39am.

moneyhouse_oleg-doroshin_450homes.yahoo.com - Are you shopping around for home insurance? Make sure you understand the difference between replacement cost and actual cash value coverage - or it could cost you.

When it comes to paying for damage to the possessions in your home, you basically have two home insurance choices: a policy based on either replacement cost coverage or actual cash value coverage.

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Photo:  ©[Oleg Doroshin]/123RF.COM

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