November 2014

Found 17 blog entries for November 2014.

piggybank_voronin76_450forbes.com - Black Friday is the holy grail for deal-seeking shoppers during the holiday season. But what about buyers searching for a home — do the same deals exist for real estate?

While attending open houses and making offers may not be high on the traditional holiday schedule, it could be worth your time to consider ramping up your home shopping efforts. Because the majority of revelers are focused on parties and celebrating, and wouldn’t consider moving or selling during the holidays, it can be the perfect opportunity to score a great deal on a home.

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photo:  ©[Voronin76]/123RF.COM

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holiday-phildkeen_450zillow.com - Fireplaces have always been among the top amenities for homeowners looking to buy a new house. In fact, they rank second just behind outdoor patios, decks and porches, according to the National Association of Home Builders.

While the cost of adding a fireplace to an existing home used to be prohibitively expensive — requiring the creation of an exterior stone chimney, flue, firebox and, in many cases, floor supports to accommodate the weight of the hearth — today’s options are not only affordable, but a relatively easy home improvement.

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Photo:  ©[Phil D Keen]/123RF.COM

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box_3dfoto_450realtor.com - If you’re planning a move, you may have an overwhelming urge to throw all your possessions into cardboard boxes, tape them shut and think, “I’ll deal with this after moving!”

We get it. But before you start dumping drawers into boxes willy-nilly, we implore you: Declutter first.

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Photo:  ©[3d foto]/123RF.COM

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ratesup_igarts_450realtormag.com - Expect the home-purchase market to strengthen along with the economy in 2015, according to Freddie Mac's U.S. Economic and Housing Market Outlook for November.

"The good news for 2015 is that the U.S. economy appears well-poised to sustain about a 3 percent growth rate in 2015 — only the second year in the past decade with growth at that pace or better," says Frank Nothaft, Freddie Mac's chief economist. "Governmental fiscal drag has turned into fiscal stimulus; lower energy costs support consumer spending and business.

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bank__olegdoroshin_450zillow.com - It never hurts to ask — or does it? Here’s what you need to know about how credit checks can affect your mortgage rate.

Almost all home buyers know that higher credit scores mean lower mortgage rates, so it’s no surprise that one of the top questions home buyers ask is: will shopping for mortgage rates lower my credit scores?

The short answer is “No.” But only if you manage your mortgage shopping process correctly. Here’s how to preserve your credit score while shopping for the best rates.

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Photo:  ©[Oleg Doroshin]/123RF.COM

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holiday-phildkeen_450zillow.com - Everyone loves the holidays – the smells, the food, the presents, the time with friends and family. Most people have started making their wish lists, and some have gone so far as to start shopping. Here’s a present for you and your family: the gift of avoiding holiday-related insurance claims.

When it comes to the holidays, insurance concerns are usually an afterthought. But many enjoyable aspects of the holidays can also pose dangers. Consider the following elements of the holidays — and their potential for trouble.

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Photo:  ©[Phil D Keen]/123RF.COM

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sale_chris_boswell_450realtytimes.com - Home prices are starting to inch up again in most areas, which is encouraging sellers to believe that their homes will sell quickly and for more money. And that's when they start making mistakes.

Don't be one of them.

Overpricing a home is the biggest mistake a seller can make. Asking a high price for your home says more about you than it does about your home. It may show you value your investment, that you have cared for the home and kept it updated and in good repair. But if the price is too high compared to other similar homes, it can make you appear unrealistic.

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Photo:  ©[chris boswell]/123RF.COM

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gallatinriver1_640realtor.com - Wilderness area lands in the United States can be breathtaking: fresh air, clean water, quiet days and nights, animals and plants you’ll never see in the city.

But these areas also differ in terms of amenities, access to wildlife and property restrictions.

If you’re buying a wilderness property for fun and as an investment, consider how the pros and cons will impact your ability to rent or sell in the future.

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houseonmoney__voronin76_450realtor.com - If you’re thinking of selling your home, you may be counting the profits based on your estimated home value and the balance on your mortgage statement.

Before you get too excited, remember that putting your home on the market comes with its own costs. However, homeowners can use some creativity and comparison shopping to reduce their costs and boost their bottom line.

While you may feel as if you’d rather spend money to buy your next property rather than to sell your house, remember that careful spending on the marketing of your home can result in a higher profit at the end of the transaction.

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Photo:  ©[Voronin]/123RF.COM

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193642_15_1280realtor.com - Spa-like bathrooms are a hot amenity among home buyers, and whether you’re looking to buy or sell, you might be thinking about putting some money into a bathroom upgrade.

But you don’t need to install a Jacuzzi tub to indulge in a home spa. A few simple steps involving lighting, color and some fun add-ons can transform the room into a luxurious retreat.

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