July 2014

Found 21 blog entries for July 2014.

box_3dfoto_450zillow.com - The moving trucks have rumbled away, and you’re left to contemplate the sea of boxes on the floor of your new house. The temptation is to dive right in and start putting it all away — anywhere — simply to be done with the ordeal. While it may seem tedious in the short term, taking time to develop a plan for your unpacking can definitely pay off in the long run. If you handle your unpacking correctly, you may find that your home has even more storage space than you anticipated. Given all the stress and expense of relocating, doesn’t that silver lining give you a little comfort?

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houseinfingers_lehui_450zillow.com - Buying in a market with little inventory

Q. We are a young couple in Pennsylvania, and we want to buy a house. However, there are no reasonably priced houses in our area due to lack of inventory. When one comes on the market, it’s gone in a few days at a high price. We’re pretty frustrated and probably just going to stop looking for a while. When do you think it will be a better time to buy? Tess L., PA

A. I don’t know any better than anyone else how the market will play out or when it will be a better time for you to buy. Usually when prices rise (as they are today in many areas due to a shortage of homes for sale) many folks jump at the chance to list their homes in an attempt to capture those higher prices. But lately, the higher

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houseinhand_voronin_450realtor.com - If you’re a struggling homeowner trying to save your house from foreclosure, beware the latest mortgage-relief scam: Dozens of companies have been accused of falsely promising mortgage relief—while collecting millions of dollars in illegal upfront fees, according to a report by the Los Angeles Times.

The Consumer Financial Protection Bureau recently filed three lawsuits against eight firms accused of ripping off homeowners. The agency says the companies collected more than $25 million in illegal upfront fees while promising to modify mortgages or prevent foreclosures.

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menhouse_sellingpix_450realtor.com - A quick search on realtor.com will bring up thousands of homes for sale.  Educating yourself on your local market and working with an experienced Realtor can help you narrow your priorities and make an informed decision about which home to choose.

1.  Start With Your Budget  2.  Find the Right Neighborhood  3.  Start Searching

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housekeys_voronin_450realtor.com - While it may be acceptable to snap up a pair of shoes on an impulse, buying a home requires thoughtful planning and decision making.

Whether you’re becoming a homeowner for the first time or you’re a repeat buyer, buying a home is a financial and emotional decision that requires the experience and support of a team of reliable professionals including a Realtor, a lender, a lawyer and a range of other individuals.

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photo:  ©[Voronin]/123RF.COM

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housegreenkeys__anthonycz_450homes.yahoo.com - A combination of market factors may make you think you're getting priced out of the home market. But one observer believes first-time homebuyers might want to consider making a move.

 

"I know it's hard to face rising interest rates and rising home prices at the same time," says Ilyce Glink, real estate expert and managing editor of the Equifax finance blog. "The good news is there's still plenty of runway if you want to buy a house this year."

Glink believes first-time homebuyers should consider these five good reasons to buy a house before the end of the year:

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blockhouse_denis-yulia-pogostins__450realtor.com - The doors, the windows, and most likely the azalea bush by the driveway—you’d expect those to stay with the new house you just bought, and you’d be right. But what stays in the house when you buy it?

Who claims the washer and dryer? Will the sellers bequeath the lawn mower? What about the bathroom fixtures? Your real estate attorney will know specifics about what you are legally entitled to keep as the new homeowner, which can vary between states.

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houserainbow_anthonycz_450zillow.com - From the moment a first-time home buyer begins searching until the final closing papers are signed could be as short as three months or as long as three years.

Along the way, the journey is filled with twists, turns and probably some bumps in the road. So how do you navigate the journey? Once you get “in the game,” you should start setting the top criteria for your home early on. Establishing your most important factors upfront will help you stay on track as you move through the home buying process. It also will help you know when to compromise and when to stick to your original list.

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houseonmoney__voronin76_450zillow.com - Since buying a home is one of the largest purchases you’ll ever make, you need to enter the process with your finances in order. Or, what Barry Zigas, director of housing policy for the Consumer Federation of America, calls a “preflight check.”

Before you get your heart set on the home with the big yard or the condo in the city, you should take steps to demonstrate you have a stable financial situation and are a serious buyer. By doing a little financial housekeeping, it will help ensure your dreams of homeownership become reality.

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houseinfingers_lehui_450zillow.com - If you’ve been out there house hunting, you’re likely aware of the many challenges and obstacles that come with the territory. A major factor driving this fiercely competitive market is the lack of for-sale inventory, especially in the lower end.

Want to have the upper hand? Here are some ways to gain that competitive advantage.

Find properties before everyone else does. Make an all-cash offer.  Write a personal letter.

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