May 2014

Found 25 blog entries for May 2014.

moneyhouse_oleg-doroshin_450zillow.com - Buyers and sellers in real estate are always so focused on the bottom line, the big number, the listing price and the offer price. But the truth of the matter is, it’s not always about price. Sure, a buyer can’t expect a 10 percent discount for writing a sappy letter to the seller. But when you are in the market, be open to being creative, take the sole focus off the price and consider the seller’s entire sale situation.

If competition is fierce in your market and you want a leg up, or you just want to try to pay a little less than full price, think outside the box. Here are three ways you can be creative in your offer and increase your odds of getting the home you want.

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housemoney_volff_450homes.yahoo.com - Timing is everything when it comes to a lot of things - baking a soufflé, fertilizing your lawn, and buying a home. Not so sure about that last one? With interest rates going up and housing prices on the rise, you may think that it might not be the best time to purchase a home or even refinance the one you've got. But experts disagree.

Click the link below for the five major reasons why mortgage experts believe that there is no better time than the present to get that dream house you've always wanted:

Photo:  ©[Volff]/123RF.COM

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blockhouse_denis-yulia-pogostins__450zillow.com - About 20 to 30 percent of home buyers purchase properties within common-interest developments, commonly referred to as homeowners associations (HOAs). Before weighing the pros and cons of owning a property in an HOA community it’s important to understand what HOAs are, how they are governed and how they affect a homeowner’s bottom line.

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Photo:  ©[Denis Yulia Pogostins]/123RF.COM

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interest__max5128_450zillow.com - Mortgage rates for 30-year fixed mortgages fell this week, with the current rate borrowers were quoted on Zillow Mortgage Marketplace at 3.99 percent, down from 4.05 percent at this same time last week.

The 30-year fixed mortgage rate steadily declined last week, dropping to as low as 3.98 percent on Sunday before rising slightly to the current rate Tuesday morning.

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menhouse_sellingpix_450Whether you’re a smoker and you’re trying to sell your house, or you’ve just purchased a place that reeks of cigarettes or marijuana, there are steps you can take to get rid of the smell.

For starters, understand that spraying room fresheners or burning scented candles will only mask the odor temporarily. Opening windows to provide some ventilation will help dilute the smell, but it won’t remove it permanently.

To read more of this article, click the link below:

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interest_alexandrgordeev_450money.cnn.com - Mortgage rates are at their lowest level since October.

The average rate for a 30-year, fixed-rate loan fell to 4.14% from 4.2% last week, Freddie Mac said Thursday.

Interest rates have been pushed down as investors, skittish about the economy, have abandoned stocks for U.S. Treasuries, according to Mike Fratantoni, chief economist for the Mortgage Bankers Association.

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Photo:  ©[Alexandr Gordeev]/123RF.COM

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greenhouse_buchachon_450zillow.com - When she’s not sharing her knowledge of container gardening as a guide on About.com or photographing New England gardens for a forthcoming book from Timber Press, you’re likely to find Kerry Michaels tending to the nearly 100 potted plants that surround her home in coastal Maine. “No matter how hectic life can be,” she muses, “I get such enormous pleasure from these pots!” Here, Michaels offers six tips to boost your own container gardening know-how.

1. Water properly  2. Supplement nutrients  3. Pay attention to pot size  4. Add some holes  5. Skip the gravel  6. Elevate pots

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new_construction_buchachon_450money.cnn.com - As construction and homebuyer activity in communities across the country demonstrate, the housing market continues to recover. Home prices nationwide were up as much as 13% in the past year, which helped lift four million homeowners from being underwater.

And while the collapse of the housing market was a major cause of the Great Recession, stronger residential investment has helped boost economic growth over the last few years by spurring construction activity and helping American families build back their hard-earned wealth.

To read more of this article, click the link below:

Photo:  ©[Buchachon]/123RF.COM

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housemoney_volff_450realtor.com - If you have received an offer on your home, congratulations are in order. More than likely, you have taken the steps to get your house in good condition for sale and worked with a REALTOR® to price it appropriately for the market.

Once you have an offer (or more than one) in hand, it’s time to start the negotiation process by responding to the buyers.

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moneyhouse_oleg-doroshin_450zillow.com - Buying a home can be overwhelming, especially for first-time buyers who might be unfamiliar with all of the detailed steps involved in the process. But investing time now to sort out your goals and devise a plan for how you’ll achieve them can make your house hunt smoother and less stressful.

Here are some areas your house hunting blueprint should cover.

To read more of this article, click the link below:

photo:  ©[Oleg Doroshin]/123RF.COM

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