zillow.com - In the spirit of Halloween, here are some easy ways to trick yourself into saving. And you’ll love the treat: more money in your pocket!
Round up your mortgage payments
No doubt, your mortgage payment is likely your biggest household expense. And if you’ve already refinanced or don’t qualify for a refinance, you may feel stuck. But have you considered rounding up your payments? This may seem inconsequential, but every little bit helps, even if it’s just $10 or $50 a month. For example, say you have a monthly mortgage payment of $954.83. If you round up your payments to $1,000 by putting in an extra $45.17, you’ll pay off your debt 29 months early. For further inspiration, run your own numbers using the Zillow Mortgage Calculator.